More than twenty years ago, a high school football coach from Georgia came up with an idea that radically transformed the life insurance industry and profoundly impacted the investment strategies of millions of people. At that time, nearly everyone owned some form of “whole life” insurance; a combination of life insurance and stable, but low-yielding, long-term investments. He understood the insurance companies were realizing incredible profits by investing all those premium dollars in more lucrative portfolios, while paying only a pittance to the policy holder. He started a business centered on the concept of helping people replace their expensive whole life policies with more affordable term insurance, thereby allowing them to invest the difference themselves.
The idea caught on and the rest, as they say, is history. His company became one of the world’s largest sellers of insurance and was eventually acquired by a major financial services company. In the process, thousands of his independent marketing partners made their fortunes by helping him spread his message.
And now, IDA is poised to duplicate this extraordinary story in the field of automobile insurance. IDA has created a program that will empower millions of Americans to save thousands of dollars on their car insurance premiums, allowing them to use those dollars in a way that could make a significant difference in their long-term financial picture. Additionally, the program lowers the risk of having to pay a collision deductible from already strained checking and savings accounts.
For nearly a century, insurance companies have been selling people on the idea of low deductible, high premium insurance. With the hectic and hurried lifestyles of Americans, little time is available to analyze insurance rates or to conduct cost-benefit analysis. The very real risk of possibly having inadequate coverage in the event of an accident has cause many Americans to buy into the low deductible, high premium insurance game, needlessly wasting hundreds of millions of dollars over the years. IDA is changing all that!
IDA has developed the Collision Deductible Reserve Plan™ (CDRP™), a program that allows consumers to raise their collision deductible to a higher amount, often saving as much as 40% on their overall automobile insurance premiums. The CDRP is helping Americans increase their cash flow and discretionary income at the same time!
A Big Opportunity
Here’s where things get really exciting. The typical American household spends substantial dollars for car insurance every month. With the CDRP, the potential savings for each family are real and attainable. So much so that significant commissions, overrides, and bonuses can be paid to IDA Associates, while simultaneously saving families hundreds of dollars every year.
IDA is looking for people who want to create a business of their own, people who can recognize a big opportunity when they see one, and people dedicated to helping Americans save money. IDA has created a system that allows ordinary people—who happen to have extraordinary dreams—become Independent IDA Associates and participate in the next great economic transformation. Our compensation structure offers dedicated people, just like you, a chance to finally make your dreams come true!